Creating a Budget That Has the Best Effect on Your Credit
By Jeanine Skowronski Most people set up a budget to bolster their bank accounts, but the best money plans take another important financial factor into consideration: your credit. A top-notch credit...
View ArticleHow Long Does Credit Repair Take?
Good credit can open doors. You’ll have more (and less expensive) options if you need a loan, and it’ll be easier to qualify for the best credit cards. However, if you’ve missed payments or made...
View ArticleWhat Is Debt Consolidation and When Is It a Good Idea?
If you’re struggling to manage your debt load or keep on track with several monthly payments across multiple accounts, debt consolidation may help you simplify. Debt consolidation is the process of...
View ArticleHow to Get Out of Debt: 5 Simple Steps
It’s easy to get into debt. Digging yourself out—not so much. And it doesn’t matter if you have so-called “good debt” (like student loans) or “bad debt” (like credit card debt from overspending),...
View ArticleMortgage Relief Programs and Refinancing During COVID-19
The COVID-19 Pandemic is creating unique challenges for us all. While we can get through it together, for many of us, shelter-in-place orders have led to mass layoffs and serious financial struggles....
View ArticleHere’s What a Fed Rate Cut Means For Your Money
In March 2020, the Fed cut its target Federal funds rate to 0%-.25%, one of the lowest targets possible, but what does that really mean? The Federal Reserve (Fed for short) may periodically cut or...
View ArticleFinance 101: Credit Score Basics
With just one number, your credit score makes a substantial first impression on lenders because it provides a snapshot of how you’ve handled debt in the past. The Fair Isaac Corporation score, known...
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5 Financial Monsters—and How to Tame Them
Let’s face it, finances can be a little spooky. But it’s easier than you think to get them under control and come out on top, turning them to your advantage. So here they are, our top 5 financial...
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5 Ways to Keep Your Money in Order After You Get Married
Getting married is one of the most exciting moments in our adult lives. But things can turn sour on the financial front if you haven’t expressed your shared goals. After all, a marriage is a...
View ArticleHow to Live a Debt-Free Life
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View ArticleStudent Loan Debt Forgiveness: Do You Qualify?
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View ArticleHome Mortgage Tracker — Easy, Convenient & Automatic
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View ArticleHow to Get Out of Credit Card Debt
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View ArticleHow You Can Use the 10/20 Rule to Budget and Save
We’re quickly nearing the end of 2022 — a year that has featured quite a few ups and downs for people across the United States. Prices at the pump have oscillated from affordable to wildly expensive,...
View ArticleShould I Pay Off My Loan Early? Decide in 3 Steps!
Do any of these sound familiar? Should I pay off my mortgage? Should I make extra payments on my mortgage or loan? Should I pay off my car loan early? Should I be paying more each month on my student...
View ArticleDebt Snowball Method: Crush Your Debt in 5 Steps
Debt — this simple, four-letter word can spell out stress, anxiety, and a gnawing sense of panic for many Americans. If you’re carrying outstanding debt, including revolving credit card balances,...
View ArticleHow to Increase Your Credit Score in 6 Months
When it comes to personal finances, knowing your credit score is extremely important. So what exactly goes into your credit file? Let’s talk about it. Credit scoring is a complex science that’s...
View ArticleHow to Improve Your Credit Score in 8 Steps
Is your credit score lower than you’d like it to be? That’s ok – you have the power to give your score a boost by following the eight tips laid out below. Understanding your credit report The Fair...
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